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Pecunia 2016 Limited

Pecunia is the UK #1 Organic Cash Flow and Credit Management Consultancy and Training company

We are specialists helping in businesses improve, Cash Flow and increasing Profits to ensure their own business success.


We proactively work with businesses passing on our extensive knowledge, experience, skills & expertise on all areas of – credit management, credit control, credit control courses and training, cash flow management and commercial debt recovery.

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Our Westminster Business Council Representative:

Tracey Westell - FCICM

, Director

Tracey Westell is a Fellow of the Chartered Institute of Credit Management (FCICM) and a leading expert in the field, with over 30 years of experience helping businesses achieve financial stability and growth through effective credit management.
As Director of Pecunia 2016 Ltd, Tracey provides tailored credit management consultancy services that empower businesses to take control of their finances. Specialising in the development and implementation of robust credit policies, streamlined processes, and targeted training, helping clients reduce debtor days, improve cash flow, and increase profitability.

Pecunia’s consultancy focuses on transforming credit functions into strategic assets—enhancing credit scores, strengthening credit insurability, and improving access to funding and finance. The ultimate goal: to equip businesses with the tools, knowledge, and resilience needed to grow sustainably and thrive in today’s competitive markets.

Tracey is also a passionate advocate for professional standards and knowledge sharing. She regularly speaks at industry events and contributes to publications and mentoring initiatives, championing the credit profession and supporting future leaders in the sector.

Connect with me:

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t: 0203 9090777
e: tracey@pecunia2016.co.uk
Tracey Westell FCICM
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Tel: +44 (0) 20 8079 2950

E: team@westminsterbc.org.uk

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